As a small business owner, you've got a lot on your plate: running your business, making payroll, managing your employees, keeping your finger on the pulse of your clients.Learn More
Individuals & families
Whether you are single, in a relationship, or have a family, proper planning is a step we should all be taking in an effort to better our future and the futures of those around us.Learn More
For more than a decade, we have provided sound, intelligent solutions to help grow, preserve and protect your retirement nest egg.Learn More
The Retirement Savings Dilemma
If you are in your early 40's and are concerned about starting your retirement savings late in life, we have a options for you... Even if you have no savings at all or have very little put away.
If you are 55 and facing the possibility of not being able to retire, we can help… Even if you feel it is impossible to achieve.
Whether you are 35 or 65, proper retirement planning is the key ingredient to achieving an amazing retirement.Learn More
RETIREMENT PLANNING, INSURANCE, & INVESTMENT ADVISORY SERVICES IN TAMPA FLORIDA
The goal of retirement planning is to achieve financial independence so that working is an option and the risk of running out of money is eliminated. To help towards achieving this goal, we educate you on how to use Traditional & Roth IRA’s plus some alternative strategies to create a mix of taxable and tax free income. We are able to help you make sense of your current situation and guide you down a path of saving more money and taking less risk towards achieving your retirement income goals.
Even if you haven’t started saving yet, you have a nest egg and don’t know what to do with it or you are already in retirement and would like some help ensuring that your income lasts all of your retirement years.
We all have different goals of how we would like to retire. Some of us have goals of being able to golf or fish everyday, while others goals of being able to travel and enjoying their grandchildren while they are young. How do you define your retirement? What does a fulfilling retirement mean to you?
You’ve worked hard throughout your life and have done a lot of good. Now you need to make sure that your money lasts throughout your retirement. The amount of income you’ll need is based on a number of considerations: where you’ll live, how much you’ll travel, to what degree you may continue to work, and much more.
With a retirement income plan in place, this aspect of your future is secured.
Our relationship means that your phone calls will get answered by a live person or returned within 24 hours. You will get called when your accounts are doing good and not so good. You will receive a call when a child is born or there is a death in the family. You will receive honest, intelligent advice that fits your needs and budget. You become a valued member of our family with direct access to me.
Unlike most insurance professionals, we realize that a successful plan for growth is in the relationship.
We believe that a solid foundation of protection is the key ingredient to a successful retirement plan. Life and disability income insurance should be maintained in an amount equal to your full economic value. You should consult with your auto insurance broker to discuss an excess liability umbrella policy, this is going to protect you in the event of a certain lawsuits. Lastly you should consult your attorney and make sure that your wills, trusts, and power of attorney’s are in place and updated.
By ensuring that these areas of your life are taken care of, you can rest easy knowing you are fully protected and able to take advantage of opportunities that may arise now or in the future.
How Income Taxes Work
A quick look at how federal income taxes work.
An Overview of Renter’s Insurance
Don’t overlook the need for renter’s insurance if you rent your home.
Budget Check Up: Tax Time Is the Right Time
Tax preparation may be the perfect time to give the household budget a check-up.
Can you keep up with your children’s mobile slang?
Protect yourself against the damage that your homeowners policy doesn’t cover.
Your credit score may influence how much you pay for auto and home insurance.
Being healthy not only makes you feel good, it may also help you financially.
A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."
Variable Universal Life is permanent insurance in which the policyholder directs how premiums are invested.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Estimate your monthly and annual income from various IRA types.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Assess whether you are running “in the black” or “in the red” each month.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator can help you estimate how much you should be saving for college.
A presentation about managing money: using it, saving it, and even getting credit.
There are some smart strategies that may help you pursue your investment objectives
There are some key concepts to understand when investing for retirement
The importance of life insurance, how it works, and how much coverage you need.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Investment tools and strategies that can enable you to pursue your retirement goals.
What if instead of buying that vacation home, you invested the money?
Would you guess that Millennials are effectively saving for retirement? Well, they are.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
If you died, what would happen to your email archives, social profiles and online accounts?
How do the markets usually react to elections? Was the 2016 election any different?
How does your ideal retirement differ from reality, and what can we do to better align the two?