As a small business owner, you've got a lot on your plate: running your business, making payroll, managing your employees, keeping your finger on the pulse of your clients.Learn More
Our Business Philosophy
To be the partner of choice for individuals and business owners in order to get them to a point in life where they have the luxury of deciding how to spend their day.Learn More
Our Investment Philosophy
Prudent investors should be adequately compensated for the risks they assume, positioned for high probability of success relative to their goals, & exposed to potentially avoidable catastrophic risks.Learn More
The Retirement Savings Dilemma
If you are in your early 40's and are concerned about starting your retirement savings late in life, we have a options for you... Even if you have no savings at all or have very little put away.
If you are 55 and facing the possibility of not being able to retire, we can help… Even if you feel it is impossible to achieve.
Whether you are 35 or 65, proper retirement planning is the key ingredient to achieving an amazing retirement.Learn More
RETIREMENT PLANNING, INSURANCE, & INVESTMENT ADVISORY SERVICES IN TAMPA FLORIDA
The goal of retirement planning is to achieve financial independence so that working is an option and the risk of running out of money is eliminated. To help towards achieving this goal, we educate you on how to use Traditional & Roth IRA’s plus some alternative strategies to create a mix of taxable and tax free income. We are able to help you make sense of your current situation and guide you down a path of saving more money and taking less risk towards achieving your retirement income goals.
Even if you haven’t started saving yet, you have a nest egg and don’t know what to do with it or you are already in retirement and would like some help ensuring that your income lasts all of your retirement years.
We all have different goals of how we would like to retire. Some of us have goals of being able to golf or fish everyday, while others goals of being able to travel and enjoying their grandchildren while they are young. How do you define your retirement? What does a fulfilling retirement mean to you?
You’ve worked hard throughout your life and have done a lot of good. Now you need to make sure that your money lasts throughout your retirement. The amount of income you’ll need is based on a number of considerations: where you’ll live, how much you’ll travel, to what degree you may continue to work, and much more.
With a retirement income plan in place, this aspect of your future is secured.
Our relationship means that your phone calls will get answered by a live person or returned within 24 hours. You will get called when your accounts are doing good and not so good. You will receive a call when a child is born or there is a death in the family. You will receive honest, intelligent advice that fits your needs and budget. You become a valued member of our family with direct access to me.
Unlike most insurance professionals, we realize that a successful plan for growth is in the relationship.
We believe that a solid foundation of protection is the key ingredient to a successful retirement plan. Life and disability income insurance should be maintained in an amount equal to your full economic value. You should consult with your auto insurance broker to discuss an excess liability umbrella policy, this is going to protect you in the event of a certain lawsuits. Lastly you should consult your attorney and make sure that your wills, trusts, and power of attorney’s are in place and updated.
By ensuring that these areas of your life are taken care of, you can rest easy knowing you are fully protected and able to take advantage of opportunities that may arise now or in the future.
Planning for Special Needs Children
Planning for a special-needs child can be complicated, confusing, and even overwhelming.
Put It in a Letter
A letter of instruction provides additional and more personal information regarding your estate.
“Dirty Dozen” Tax Scams to Watch For
Every year the IRS releases its list of tax scams, spotlighting some ways that people try to separate you from your money.
This checklist can give you a quick snapshot of how prepared you are.
Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right
Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.
Crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternatives.
Tax preparation may be the perfect time to give the household budget a check-up.
Living trusts are popular, but their appropriateness will depend upon your individual needs and objectives.
Estimate how much you have the potential to earn during your working years.
This calculator will help determine whether you should invest funds or pay down debt.
This calculator compares the financial impact of leasing versus buying an automobile.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
This calculator demonstrates the power of compound interest.
This calculator helps estimate your federal estate tax liability.
A presentation about managing money: using it, saving it, and even getting credit.
Investment tools and strategies that can enable you to pursue your retirement goals.
The chances of needing long-term care, its cost, and strategies for covering that cost.
There are some smart strategies that may help you pursue your investment objectives
Using smart management to get more of what you want and free up assets to invest.
Learn more about taxes, tax-favored investing, and tax strategies.
What is your plan for health care during retirement?
Taking your Social Security benefits at the right time may help maximize your benefit.
The market is as unpredictable as the weather. We’d love to help you prepare.
There are a lot of misconceptions about Social Security. Here’s the truth about three of them.
Learn how to harness the power of compound interest for your investments.
In life it often happens that the answers to our most pressing questions are right in our own backyards.